Voluntary Benefits
Administered by Lincoln Financial Group
Accident, Critical Illness, and Hospital Indemnity coverage are available to you, your spouse, and your dependent children. However, employees must have coverage in order for their spouse and children to obtain coverage.
Voluntary Benefits are just that, voluntary. The costs for voluntary benefits are 100% paid by the employee.
(100% paid by the Employee)
Pyramid offers Voluntary Accident Insurance to help offset expenses you occur in the event of an accident. Accident insurance provides cash benefits that you can use to meet any needs.
With Lincoln’s Accident Insurance:
- Over 150 covered events and services
- You and your eligible family members are guaranteed coverage
- Lump-sum payments help to cover the unexpected costs in the event of an accident
- Premiums are automatically deducted from your paycheck
(100% paid by the Employee)
Pyramid also offers Critical Illness Insurance so in the event of a covered illness such as a heart attack or stroke you will receive a lump-sum cash amount to help offset these expenses.
There is no lifetime maximum benefit as long as the separation period (3 months per separation) is met.
With Lincoln’s Critical Illness Insurance:
- Over 20 covered critical illnesses, such as heart attack, stroke, and kidney failure
- You and your eligible family members are guaranteed coverage. No medical exam required=no hassles
- Lump-sum payment to help offset the added expenses from the critical illnessPremiums are automatically deducted from your paycheck
(100% paid by the Employee)
Pyramid also offers Hospital Indemnity Insurance as a way to provide financial assistance in the event of a hospitalization. The daily cash payment can be used to help pay for daily living expenses such as rent, gas, utilities, and other necessities.
With Lincoln’s Hospital Indemnity Insurance:
- You and your eligible family members are guaranteed coverage. No medical exam required = no hassles
- Lump sum payment to help offset added expenses from the hospital confinement
- Premiums are automatically deducted from your paycheck